What is Personal Health Insurance?

Personal Health Insurance (PHI) products help lower your risk of being burdened by expenses for preventative care or medical bills as a result of an accident or illness. While provincial health plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:

Prescription drugs to treat a chronic or serious health condition
Emergency medical services provided in another country
Practitioners like physiotherapists to promote wellness or help with injury recovery
Medical equipment to assist with your mobility

What we cover:

Dental Minor/Major:

Basic Preventative and Restorative Services: recall exams, bitewing x-rays, preventative cleaning, fluoride, complete oral exams and full x-rays every 3 years. Endodontic and Periodontal treatment and Denture Services: periodontal scaling, occlusal equilibration, denture cleaning, relining or re-glazing dentures every 3 years.

Extended Health Care:

Professional services/Registered Therapists: Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Registered Massage Therapist, Naturopath, Osteopath, Physiotherapist, Psychologist/Registered Social Worker, Speech Therapist. Accidental dental.

Prescription Drug

Vision “Eyewear/Contacts”:

Prescription eyeglasses, contact lenses, laser eye surgery, eye examination.

Travel out of Province 60 Days

We can help you offset costs not covered by OHIP or replace the group coverage you had at your place of work. Please contact us today for a no-obligation quote.

Request Quote

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What is Personal Health Insurance?

What we cover:

Dental Minor/Major:

Extended Health Care:

Prescription Drug

Vision “Eyewear/Contacts”:

Travel out of Province 60 Days

Request Quote